Get The Working Capital You Need. TODAY.

Qualify For Up To $200,000 In Minutes!

Learn how Fundia works in this 60-second video Intro to Fundia Capital

100% focused on small business


#1 Provider of Business Credit Lines

Fundia gives you the security of working capital whenever you need it. Draw against your credit line as often as you need to grow your business.

Fundia Capital

Apply, qualify & get capital in record time

  • Unsecured
  • No collateral
  • No income docs
  • Startups ok!

Watch how Fundia Works →


Get ongoing access to cash

Take what you need, when you need it. Get approved for credit lines from $50,000 – $200,00!

  • Draw against your credit as often as needed
  • Pay for only the $ you use
  • No early payment fees
  • Best in the industry customer service


Grow your business

Use Fundia to…

  • Buy inventory
  • Launch marketing campaigns
  • Invest in equipment
  • Hire staff
  • Whatever you need to grow

As Featured In:



Local Bank

Application Requirements:
Fundia: None, 680+ Credit Score
Bank: Collateral equal to Value of Loan, 680+ Credit Score, 3 years Profitable tax returns

Time to Apply:
Fundia: Minutes
Bank: Hours

Time to Decision:
Fundia: 2 Hours
Bank: 5-10 Business Days


Application Requirements:
Fundia: None, 680+ Credit Score
Bank: Existing Business, collateral equal to Value of Loan, 680+ Credit Score & Background checks

Time to Apply:
Fundia: Minutes
Bank: Weeks

Time to Decision:
Fundia: 2 Hours
Bank: 3-8 Months

Hard Money

Application Requirements:
Fundia: None, 680+ Credit Score
Hard Money: None, 20-30% Down, Solid Personal Financial Statements and Net Worth

Time to Apply:
Fundia: Minutes
Hard Money: 6 – 12 Hours

Time to Decision:
Fundia: 2 Hours
Hard Money: 10 – 45 Days


Are startup businesses acceptable?

Of Course! The Fundia Capital program is able to accommodate all types of businesses.

Does my business have to be organized under a specific entity type?

While it is not mandatory to have an entity created, many banks are more willing to lend to an individual that has put forth the effort to create an LLC or a Corporation. Another upside of creating an entity is the protection and legitimacy that it gives to your business.

Is there any threat or possible adverse consequence to me or my business?

The only major ramification that you or your business may face is if you fail to repay your lenders.

Are there any minimum qualifications required for an entrepreneur to qualify?

The CEO’s credit score is the most influential aspect, but one of the business partners should have at least a credit score of 680 or above.

Trusted by Thousands of Small Business Owners

Fundia has secured millions to launch countless businesses. Fundia is A Rated by the Better Business Bureau and is the industry leader in business lines of credit.

The staff at Fundia Capital were so attentive and quick to help us meet our financing needs. Shawn was our advisor, and he was great! He did an incredible job helping us attain over 60% more capital than we had expected to acquire, for a total of $89,000. It was definitely the right decision for us, and we would recommend Fundia Capital to any business looking to obtain funding.

Devin K.

We want to thank Fundia Capital for helping us to get a line of credit for our newly formed business. Most banks didn’t want to loan us money because our business had not been an entity for more than a year. Fundia Capital was able to get us a line of credit for our business to get started. They were professional, obtained funds quickly.

Zack L.

The results that we received with the professionals at Fundia Capital were impressive. In less than 10 days we secured over $154,000 for our business. They were able to connect us with the best lenders for our specific business needs. What I liked best, was the speed in which we obtained our funding; it literally took just a few days. I would recommend Fundia Capital to any business owner.

Brandon T.

Fundia Capital was instrumental in getting our new business a large amount of accessible funds. Our Senior Funding Manager was helpful in explaining the steps we needed to take and made it so very easy for us. All of our needs were accommodated quickly and professionally. Thanks, Fundia Capital!

Diane E.

Get In Touch

Mailing Address

14572 S 790 W, Suite 210 Bluffdale, UT 84065